In the backdrop of the 2008 Great Financial Crisis, CTBC saw the unfulfilled vacuum in the market for a new private banking model that will truly put the client’s needs as top priority and ultimate mandate. Thus CTBC was determined to fulfill that vacuum by establishing CTBC Private Banking in 2012 with the unflinching core values of “Protect and Build”.
Our commitments :
Relationship driven - building long-term trust through bespoke service
Holistic wealth management - tailored for you and your family
International - a full-service offshore private banking platform
Clients who prefer a balanced and holistic approach to investing, will be attracted to the range of CTBC’s Model Portfolio solutions, a family of portfolios that are balanced, diversified and professionally managed, incorporating an independent selection of “best in class” funds. These are carefully chosen to accurately represent our Global Investment Committee’s (GIC) macro economic and market views. Our range of distinctive portfolios are designed to suit clients with different risk profiles and investment objectives, from the most conservative to those that seek higher levels of risk, targeting a more aggressive performance objective.
CTBC’s Global Investment Committee comprehensively reviews economic and market conditions on a regular basis. We engage in a robust and interactive dialogue based around value and how key developments may impact the prices of major asset classes, foreign exchange, and country level indices. The objective of the Committee is to establish, agree and confirm our house views and then to implement them into our portfolios by adjusting the desired weightings of different asset classes.
When views change from previous allocation decisions, the GIC adjusts the weights of the different asset classes in the Model Portfolios to reflect the updated Tactical Asset Allocation (TAA) view. The aim of TAA is to enhance overall performance, keeping portfolios on their efficient frontier and acting when opportunities present themselves rather than passively following a static Strategic Asset Allocation (SAA) strategy.
With the CTBC Model Portfolios, clients are tapping on the best of both worlds, combining the top down macroeconomic recommendations from our Global Investment Committee and the bottom-up best-in-class fund research by our funds team.
Our over-arching and clear objective is to offer our clients superior forward looking risk-adjusted performance.
Is there a need to plan?
Wealth Planning is the dynamic process of organizing and preparing for the accumulation, lifetime uses and ultimate distribution of your wealth. A comprehensive wealth plan addresses your personal, family and business needs & objectives.
Wealth Planning helps you ensure the following three key issues that are most likely to be of concern to you:
Wealth Succession - Planning for harmonious succession and disposition of your Estate.
Wealth Preservation - Protection of your Estate with your family’s needs in mind, preparing your estate for unforeseen events.
Income Generation - Effective management of your Estate during & beyond your lifetime.
Our wealth planning services include:
1. Universal Life Insurance
2. Life Insurance Trust
3. Succession Planning
4. Family Trust
We adopt an advisory approach to provide bespoke services to clients based on their specific circumstances and objectives.
We offer our Wealth Planning Services to the following categories of Clients*:
1. Personal Individuals – At least 21 years of age
2. Offshore Companies
3. Trust Companies
4. Operating Companies
* Clients must be MAS Accredited Investors, and shall not be an interested party of CTBC.
Please contact your Relationship Manager for more information on our Wealth Planning Services.