IMPORTANT - PLEASE READ THESE TERMS OF USE CAREFULLY. BY ACCESSING THIS WEBSITE AND/OR USING THE ONLINE SERVICES, YOU AGREE TO BE BOUND BY THE FOLLOWING TERMS OF USE. IF YOU DO NOT ACCEPT ANY OF THESE TERMS OF USE, YOU MUST IMMEDIATELY DISCONTINUE YOUR ACCESS OF THIS WEBSITE.

Copyright and Trademark Notices
Except as otherwise expressly stated herein, the copyright and all other intellectual property in the contents of this website (including, but not limited to, all design, text, images or links) are the property of CTBC Bank Co., Ltd. ("CTBC Bank") and/or its holding company and/or its subsidiaries and/or the subsidiaries of its holding company (together the "CTBC Group"). As such, they may not be reproduced, transmitted, published, stored, adapted, distributed, displayed, licensed, altered, hyperlinked or otherwise used in whole or in part in any manner without the prior written consent of the CTBC Group. Save and except with the CTBC Group's prior written consent, you may not insert a hyperlink to this website or any part thereof on any other website or "mirror" or frame this website, any part thereof, or any information or materials contained in this website on any other server, website or webpage.
All trademarks, service marks and logos used in this website are the property of the CTBC Group and/or the respective third party proprietors identified in this website. No license or right is granted and your access to this website should not be construed as granting, by implication, estoppel or otherwise, any license or right to use any trademarks, service marks or logos appearing on the website without the prior written consent of the CTBC Group or the relevant third party proprietor thereof. Save and except with the CTBC Group's prior written consent, no such trade mark, service mark or logo may be used as a hyperlink or to mark any hyperlink to any CTBC Group member's site or any other site.

Disclaimer
The list of investment products on this website may not be exhaustive and does not constitute a recommendation nor an offer, nor any solicitation of investment product and services. Investment may involve risk. You should carefully consider whether any investment product or service mentioned herein is appropriate for you in view of your personal circumstances. Past performance is not a guarantee to future performance. Investors should refer to the individual product explanatory documentation or offering document for further details and risks involved.
The price of investment products may move up or down. Losses may be incurred as well as profits made as a result of buying and selling investment products. Structured Products involve derivatives. The investment decision is yours but you should not invest in structured products unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. Structured product is NOT equivalent to a time deposit. It is not a protected deposit and is not protected by the Deposit Protection Scheme of Hong Kong. Certain products involves Issuer's Risk that is dependent on the issuer's creditworthiness. In the worst case scenario (e.g. insolvency of issuer), the investor may get potential maximum loss in the whole investment amount with no coupon received. Funds, Complex Bonds/Unrated Bonds as well as Structured Products are applicable only for Private Banking Client who is a professional investor under the definition of PI Rule of the SFO in Hong Kong.
RMB/CNY/CNH related Risks - It should be noted that the value of RMB /CNY/CNH against other foreign currencies may fluctuate from time to time and are likely to be affected by, amongst other things, the government's control. For example, the government could at any time impose regulation on the conversion between RMB and foreign currencies. This could impact your return under the product.
The information and materials contained in or accessed through this website are provided on an "as is" and "as available" basis and are of a general nature which have not been verified, considered or assessed by any member of the CTBC Group in relation to the making of any specific investment, business, financial or commercial decision. Such information and materials are provided for general information only and you should seek professional advice at all times and obtain independent verification of the information and materials contained herein before making any decision based on any such information or materials.
The CTBC Group does not warrant the truth, accuracy, adequacy, completeness or reasonableness of the information and materials contained in or accessed through this website and expressly disclaims liability for any errors in, or omissions from, such information and materials. No warranty of any kind, implied, express or statutory (including but not limited to, warranties of title, merchantability, satisfactory quality, non-infringement of third-party intellectual property rights, fitness for a particular purpose and freedom from computer virus and other malicious code), is given in conjunction with such information and materials, or this website in general.
Under no circumstances shall the CTBC Group be liable regardless of the form of action for any failure of performance, system, server or connection failure, error, omission, interruption, breach of security, computer virus, malicious code, corruption, delay in operation or transmission, transmission error or unavailability of access in connection with your accessing this website even if the CTBC Group had been advised as to the possibility.
In no event shall the CTBC Group be liable to you or any other party for any damages, losses, expenses or costs whatsoever (including without limitation, any direct, indirect, special, incidental or consequential damages, loss of profits or loss opportunity) arising in connection with your use of this website, or reliance on any information, materials provided at this website, regardless of the form of action and even if the CTBC Group had been advised as to the possibility of such damages.

Hyperlinks
For your convenience, the CTBC Group may include hyperlinks to websites on the Internet that are owned or operated by third parties. Such linked websites are not under the control of the CTBC Group and the CTBC Group cannot accept responsibility for the contents of or the consequences of accessing any linked website or any link contained in a linked website. Furthermore, the hyperlinks provided in this website shall not be considered or construed as an endorsement or verification of such linked websites or the contents therein by the CTBC Group. You agree that your access to and/or use of such linked websites is entirely at your own risk and subject to the terms and conditions of access and/or use contained therein.

Indemnity
You hereby agree to indemnify and save the CTBC Group harmless against all damages, losses, expenses and costs (including legal costs) suffered or incurred by the CTBC Group in connection with or arising from (1) your access of this website, or (2) any other party's access of this website, or (3) your breach of any of these Terms of Use of Access, or (4) any other party's breach of any of these Terms of Use of Access where such party was able to access this website.

Miscellaneous
The information and materials contained in or accessed through this website shall not be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as the giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.
The information and materials herein are subject to change (including, without limitation, modification, deletion or replacement thereof) without notice.
The CTBC Group may terminate your access to this website at any time without notice and without assigning any reason thereof.

Governing Law and Jurisdiction
Nothing herein shall be construed as a representation by the CTBC Group that the information and materials contained in or accessed through this website is appropriate or available for use in geographic areas or jurisdictions other than Singapore. By accessing this website, you agree that such access, as well as these Terms of Use of Access shall be governed by, and construed in accordance with the laws of Singapore and you agree to submit to the non-exclusive jurisdiction of the Singapore courts.